“DeFi is not decentralized, it is CeFi run by random clowns, and the yields are nowhere near enough to pay you for the rug risk.”
“you're taking all kinds of risks you don't understand when you lend at 3% to somebody on AAVE... DeFi is not DeFi. It's clearly CeFi”
Prices are point-in-time snapshots from the named provider. The verdict compares the return since entry against the band above.